Get cashback at your local SPAR
Need cash but don’t want to have to track down an ATM? Cashback is available at participating SPAR stores when you make a purchase using your debit card – a quick, convenient way to get cash in hand while you shop.
How cashback works at SPAR
Getting cashback at SPAR is straightforward. Simply make a purchase in store using your debit card and ask the cashier for cashback at the till. The cashback amount will be added to your transaction total and given to you as cash.
Cashback is a great option if you prefer to have cash on hand for everyday spending, or if you need cash quickly without making a separate trip to a cash machine.
What you need to know
- Cashback is available at participating SPAR stores only
- You’ll need to make a purchase in store to request cashback
- Cashback is available on debit card transactions
- Contactless cashback may be available at some stores
- Maximum cashback amounts vary – check with your store for details
Store Finder
Find a SPAR store that offers cashback
To find your nearest participating SPAR store, use our store locator.
Other financial services at SPAR
As well as cashback, many SPAR stores offer a range of other financial services to help you manage your money conveniently:
Frequently Asked Questions
Got a question about cashback at SPAR? Here are answers to some of the most common queries we receive.
Not quite – while both give you cash, they work differently. Cashback is added on top of a purchase you're already making in store using your debit card, with the cash handed to you by the cashier at the till. An ATM is a standalone machine that lets you withdraw cash independently of any purchase. The practical difference is that cashback requires you to buy something first, whereas an ATM doesn't. Both options are available at many SPAR stores, giving you flexibility depending on what you need.
No – cashback at SPAR is completely free of charge. Unlike some ATMs which may charge a withdrawal fee, cashback costs you nothing beyond the purchase you're already making in store. You simply pay for your goods, and the cashback amount is added to your total and handed to you as cash – no hidden charges, no extra fees.
No – cashback requires a purchase to be made in store, as it's added on top of an existing transaction rather than processed independently. If you need cash without making a purchase, many SPAR stores have a free-to-use ATM on site which you can use without buying anything. Use our store locator to find your nearest SPAR with an ATM.
This depends on your bank or card provider. Some banks treat cashback in the same way as a cash withdrawal, which means it may count towards your daily limit, while others treat it separately. If you're planning to get a large amount of cashback and are concerned about your daily limit, it's worth checking with your bank beforehand to understand how they classify cashback transactions.
The maximum cashback amount varies by store. Most retailers offer cashback in set amounts – typically up to £50 or £100 per transaction – but this can differ depending on the individual store and till system. If you need a specific amount, it's worth checking with your local SPAR store before your visit to confirm what's available.
Contactless cashback may be available at some participating SPAR stores. This allows you to get cashback as part of a contactless transaction without needing to insert your card or enter your PIN. Availability varies by store and is subject to your bank's contactless cashback terms, so it's worth checking with your local store and your card provider for details.